Hort Protect insurance

HortProtect logo

Members of The Fruit and Vegetable Growers of Canada (FVGC) are eligible for exclusive, customized group life health and disability insurance through HortProtect.


Available to “groups of only one person”

HortProtect is the only insurance program where one person can obtain all of the basic benefits of group insurance without a medical.

Seasonal benefit coverage

Full time employees who are not working during a low season can still be fully covered for up to 6 months with payment of premiums. The elimination period for Long Term Disability and Weekly Indemnity will begin on the normal expected date of return.

Foreign worker’s insurance

Employees posted within Canada whose normal place of residence is outside the country but do not qualify for any Canadian, Federal and/or provincial health and hospitalization insurance plan are eligible. There is no medical evidence required. The employee’s accompanying spouse and dependent children are also eligible.

Out of Canada emergency medical travel assistance (E.T.A.)

This benefit is included in the Extended Health Care plan. Each insured individual receives a wallet card which provides toll free access worldwide to medical and emergency assistance.

Continuation of coverage

Upon death, health and dental coverage continues for dependents for 2 years without premium payment. If totally disabled for 6 consecutive months your Life and AD&D will be continued with no premium for as long as you remain disabled.

Coverage highlights

  • Preferred group rates
  • Pay Direct Prescription Drug Card
  • Dental Care
  • Medical and Hospital Care
  • Out-of-Province Emergency Medical/Travel Insurance
  • Long and Short Term Disability
  • Life Insurance for employees and family
  • Accidental Death and Dismemberment for employees and family
  • Vision Care Program
  • Identity Theft Protection
  • Foreign Worker’s Insurance
  • Health Service Navigator (a concierge health and second opinion service)

More information

For additional information on Group Life, Health, and Disability insurance, please contact:

Pamela Cooze
The Investment Guild

1-800-459-8990 ext. 5211


investment guild logo

Apply for FVGC membership

To apply to become a member of The Fruit and Vegetable Growers of Canada, call us at 613-226-4880, or email pproulx@fvgc.ca.